a1fmxesw31g-freestocks-orgIt is pretty darn easy to get married. All you need is a license; it only costs $100! Of course, some people have fancy weddings, and yes, they take a lot to organize and can be costly. But you get a choice in doing that.

You don’t get the same choice when you are getting a divorce. It only takes one person to decide that they want out of a marriage. Not so with marriage – you both have to say, “I do.” In divorce, one person can file a claim for a divorce. If the other spouse does not deal with it, it goes to the court, and the judge decides. The court does not always make the best decisions regarding families, so I highly recommend that you try to work it out with your soon-to-be ex-spouse before it gets to the courts.  Court is darn expensive, too – about $ 5,000 a day. That doesn’t include the cost of preparing to get to court. 

I looked up how much it costs to get a divorce, too, and it is cheaper at $80 for a desk-order divorce (if you do all the paperwork yourself).  That said, it is pretty impossible to do all the paperwork yourself.  Here is a list of steps to getting a divorce in BC.  The main sticking point is the Separation Agreement. Yes – that Separation Agreement. Mine was 149 pages long, and each and every one of those pages described something contentious. Oh, except for the signature page, and there were two pages for signatures. So, 147 pages. It’s no wonder it took us a year to get an agreement and felt like a full-time job (and why I refer to our agreement as the “BEAST).”

This is just a start to what you have to have in your agreement in British Columbia:

You have to agree on the date your relationship started. You’d think this would be easy! But I have had clients arguing about this. In one instance, the woman travelled a lot and had a post office box as her address when she first started dating her spouse. She would stay with her boyfriend when she was in town, but she argued that they weren’t living together yet. In other instances, people forget when they moved in together. Depending on the date the relationship started, there can be financial advantages/disadvantages to each person, so this is why it can lead to arguments.

Conversely, you have to agree when the relationship ends (this is usually more tricky). Some people feel the marriage ended years ago, and some still can’t believe it’s over. Again, there can be significant financial consequences depending on what date is decided upon.

You must figure out how to support your children regarding parenting time and money. This took a big chunk of time. A big chunk. Especially if one of the parties is the primary caregiver pre-separation, there is a lot of work to be done to build the trust necessary to start parenting the kids on an equal basis. There is also a lot of learning to be done. For example, did you know that if you have a fifty-fifty parenting arrangement, one parent may still have to pay child support to the other? I’ve explained that in another blog post.

Then, you have to start separating financial assets and debts. You may discover you have assets you didn’t even know about or debt (which is more often the case). In almost every file I’ve worked on, one person had racked up some debt and hadn’t told their spouse. That usually takes some time to sort out.  I just worked on one file where an asset turned up at the last minute. How does that happen? You’d be surprised. Of course – both parties had different ideas about how to treat that asset.

Essentially, a Separation Agreement is an agreement that details every piece of how your life will be going forward. And you have to make this agreement with someone you probably don’t like. It takes time and a lot of emotional energy because you are usually in a pretty dark place when building it.

So

Wouldn’t it be great if you had to have a marriage agreement before you got married? How dumb is our society that allows people to go off and get married with a $100 license (that you can order online) when they are in the happy, blissful state called love? It’s super dumb. I can’t think of a fancier word to call it right now because my brain is fried trying to help clients figure out the numbers to put in their Separation Agreement. And I get to forget about it every day and go to sleep. They don’t.

Our current system allows anyone to get married, but there are so many rules before you can get divorced, and you have to follow them. If you disagree with them, the courts will make you agree.

What if you made your marriage agreement in that happy, blissful state of being soon-to-be married?

Well, it might save your marriage or you from marrying the wrong person.

It would certainly make your divorce a lot easier.  Ask anyone who has gotten a divorce.  I’m sure all divorced people wish they had made a Marriage Agreement. They are convinced, but what is that called? “Preaching to the converted.”

How do we get the word out to those uninitiated to the Divorce Club? Those happy, blissful people who want to get married?

I don’t know. I only ever see the aftermath of those without a marriage agreement. How about you? Can you help spread the word?

Renée

Renée

single parent and Financial Coach

 

Post-divorce, my life is about hiking, biking, freedom, my kids, clients, and reading to keep me going. Separation is a journey. It takes time.

These days my spare time (yes! I do have some of that now!) is spent with friends and people who matter to me. My life is funded through the alignment of my finances, my values and my dreams.

Yours can be too!

Explore

Separation Support and Finances are what I do. When you need a little direction or are unsure of which way you are going, it helps to pause, take time and explore your options. If you think you need a guide and interested in knowing more, please join my waitlist. 

 

Renee

Renee

Happy single parent and accountant

Post-divorce, my life is about hiking, biking, freedom, my kids, clients, reading and lots and lots of tea to keep me going. Divorcing is a journey and a life change. It takes time.

These days my spare time (yes! I do have some of that now!) is spent with friends and people who matter to me. My life is funded through the alignment of my finances, my values and my dreams.

Yours can be too!

Renee

Renee

Happy single parent and accountant

Post-divorce, my life is about hiking, biking, freedom, my kids, clients, reading and lots and lots of tea to keep me going. Divorcing is a journey and a life change. It takes time.

These days my spare time (yes! I do have some of that now!) is spent with friends and people who matter to me. My life is funded through the alignment of my finances, my values and my dreams.

Yours can be too!

Renee

Renee

Happy single parent and accountant

Post-divorce, my life is about hiking, biking, freedom, my kids, clients, reading and lots and lots of tea to keep me going. Divorcing is a journey and a life change. It takes time.

These days my spare time (yes! I do have some of that now!) is spent with friends and people who matter to me. My life is funded through the alignment of my finances, my values and my dreams.

Yours can be too!

Renee

Renee

Happy single parent and accountant

Post-divorce, my life is about hiking, biking, freedom, my kids, clients, reading and lots and lots of tea to keep me going. Divorcing is a journey and a life change. It takes time.

These days my spare time (yes! I do have some of that now!) is spent with friends and people who matter to me. My life is funded through the alignment of my finances, my values and my dreams.

Yours can be too!